Simple, fast, built for businesses like yours
Your business can prequalify in 2 minutes and may receive funding within 24 hours.
Applying does not affect your credit
Built for the way
business works
Traditional banks were built for corporations. We were built for the entrepreneur who can't wait 90 days to grow.
The Process
Four Steps to Your Funding
Step 1
Fast Prequalification
Complete our short, secure online prequalification form. It takes just two minutes and only asks for the basics — no lengthy paperwork or documentation required to get started.
The prequalification check won't affect your credit score.
-
It only takes 2 minutes.
-
No impact to your credit score.
-
Available 24/7 from any device.
Step 2
Talk to your expert
Once you've prequalified, your dedicated Business Funding Manager will reach out to learn more about your business, understand your needs, finalize the application, and guide you through the process.
You have the option to speak with a real person who is invested in your success, or interact with an AI system for a fully automated process, depending on your preference. You will need:
-
3 months of business bank statements (or opt in to the secure bank verification software).
-
A valid US government ID.
-
A desire to grow your business.
Step 3
Review your offer
Within two business hours, your Business Funding Manager will be ready to present you the best available offer for your situation. Once you review in detail, you can decide with zero obligation, nor pressure.
Your Business Funding Manager will walk you through every detail, so you can make an informed and confident decision. Once you both agree the next steps are:
-
Sign the offer funding agreement.
-
Prepare for the final funding call.
-
Prepare to receive the funds in your business banking account.
Step 4
Receive your funds
Once you have signed and completed the final funding call, your funds are deposited directly into your business bank account. Most clients receive their capital within 24 hours or less.
From there, it is yours to use. Invest in inventory, cover payroll, expand – whatever your business needs.
-
Funds deposited directly to your business account.
-
Typically within 24 hours of approval.
-
Use for any business purpose.
Applying does not affect your credit
The One Park Financial Way
Your business deserves
a real shot
What You'll Need
A Quick Checklist Before You Start
Unlike traditional banks, we keep documentation minimal. Here's what you'll typically need to move forward:
-
Basic business information
Business name, address, and phone number.
-
Recent bank statements
Typically 3 months of your business bank account statements.
-
Owner identification
A valid government-issued ID for the business owner(s).
How long does prequalification take?
The online prequalification form takes about 2 minutes to complete. Once submitted, your Business Funding Manager will follow up with you immediately, you will then go through the simple application process and your offer could be ready within 2 hours.
Will applying for funding hurt my credit score?
No. The application process uses a soft inquiry that has no impact on your credit score. You can check what you qualify for completely risk-free, with zero obligation to move forward. Although, we recommend that you use those funds to grow.
How fast can I get business funding?
Fast. The prequalification takes 2 minutes, your offer can be in front of you within 2 hours of application, and you could receive the funds within 24 hours of signing the offer agreement. The total time from application to funding depends on how quickly you complete your documentation and the funder's processing speed, but One Park Financial is built to move at the speed your business needs.
Can I still apply even if a bank rejected me?
Absolutely, and frankly, this is where One Park Financial was built to win. Every year, thousands of businesses with real potential and real revenue get rejected by traditional banks simply because they do not fit a rigid mold. That is not a reflection of your business. That is a flaw in the system. One Park Financial exists to close that gap. We evaluate your revenue, your trajectory, and your potential, not just a credit score. Many of our clients walked in the door after a bank said no, and walked out with the capital that changed everything for their business. A bank rejection is not the end of your story. It may just be the beginning of ours.
Is there any cost to apply for funding?
No. There is no cost to apply or prequalify. You only pay the cost of capital and a small professional service fee, if you choose to accept an offer, and you are never obligated to apply. No fees for application, no commitment, no credit impact to apply. It is completely risk-free.
My business has only been open for 3 months. Can I still apply?
Yes. One Park Financial works with businesses that have been operating for as little as 3 months, as long as you are generating at least $7,500 per month in revenue. You do not need years of history to qualify. The reason being because we need 3 months of bank statements to analyze the health of your business.